Atal Pension Yojna for All Citizens | How to apply in West Bengal | Benefits of Atal Pension Yojana


Atal Pension Yojna for All Citizens | How to apply in West Bengal | Benefits of Atal Pension Yojana



The Government announced the introduction of universal social security
schemes in the Insurance and Pension sectors for all Indians, specially the poor and
the under-privileged, in the Budget for the year 2015-16. Therefore, it has been
announced that the Government will launch the Atal Pension Yojana (APY), which
will provide a defined pension, depending on the contribution, and its period. The
APY will be focussed on all citizens in the unorganised sector, who join the National
Pension System (NPS) administered by the Pension Fund Regulatory and
Development Authority (PFRDA). Under the APY, the subscribers would receive the
fixed minimum pension of Rs. 1000 per month, Rs. 2000 per month, Rs. 3000 per
month, Rs. 4000 per month, Rs. 5000 per month, at the age of 60 years, depending
on their contributions, which itself would be based on the age of joining the APY. The
minimum age of joining APY is 18 years and maximum age is 40 years. Therefore,
minimum period of contribution by any subscriber under APY would be 20 years or
more. The benefit of fixed minimum pension would be guaranteed by the
Government. The APY would be introduced from 1st June, 2015.

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